Loan program · New Construction & Commercial
Ground-up and commercial capital up to $5M.
Curlee Capital finances ground-up construction and commercial projects from $250,000 to $5,000,000 at up to 85% loan-to-cost, held within a 70–75% loan-to-ARV range. Terms run 12 to 36 months with inspection-based draws reimbursed in 24 to 48 hours. Builders with two or more completed projects get the best pricing, and newer builders are considered with a strong general contractor and a joint-venture structure.
Spec homes, infill builds, multifamily, retail, industrial. One underwriter, a network of capital sources behind them.
Terms at a glance
| Term | 12–36 months, extensions available |
|---|---|
| Rate | Call for today's pricing |
| Loan-to-cost | Up to 85% LTC |
| Loan-to-ARV | 70%–75% qualifying range |
| Loan size | $250,000 – $5,000,000 |
| Experience | 2+ completed builds preferred; JV options for newer builders |
| Draw schedule | Inspection-based, 24–48 hour turnaround |
| Capital sources | Banks, debt funds, insurance companies, CMBS, equity |
Rates and terms subject to underwriting and change without notice.
How it works
- 1
Apply in 5 minutes
Seven questions online. Soft pull only, no tax returns.
- 2
Terms in hours
A real underwriter reviews your file and calls you the same day.
- 3
Value & docs
Fix & flip needs property photos and a construction budget, not an appraisal. Other programs follow their own valuation requirements. We coordinate title and the short doc list.
- 4
Fund in days
Wire out, draws reimbursed in 24–48 hours through the project.
Questions investors ask
Ready to price this deal?
Seven questions, about two minutes, soft credit pull only.
Keep reading
Other programs
The big platforms qualify properties. We fund investors.
Pre-approval in minutes. No hard credit pull. A real underwriter on the other end.
Pre-approval is an estimate based on the information provided and is not a commitment to lend.