Four programs. One underwriter who knows your name.

Fix & Flip

Up to 90% of purchase and 100% of rehab, capped at 75% of ARV for 5+ deals completed in the last 24 months; 70% otherwise. The indicative tier is based on experience only, not credit. Final leverage is set by underwriting. 3% origination fee. 100% of rehab costs — no dollar cap. No appraisal required on fix & flip: property photos and a construction budget instead. No income verification, no tax returns, no hard credit pull.

• Term1–24 months
• Rate7.5%–10.95%, interest-only
• Loan-to-costUp to 90% LTC
• Construction costs100% of rehab costs — no dollar cap. Subject to LTARV and the $5M maximum loan.

Rates as of October 2026. Subject to change — call for today's pricing.

DSCR Rental

30-year terms underwritten on DSCR. No tax returns, no employment verification, unlimited properties.

• Term30-year fixed, 5/1 and 7/1 ARM available
• RateCall for today's pricing
• Max LTVUp to 75% LTV. Your exact limit depends on credit profile and property type — single family, condo, or 2–4 units — and is confirmed by your Deal Advisor.
• Minimum DSCR1.0 (sub-1.0 considered case by case)

Bridge

Interest-only bridge financing from $100K to $5M — residential, mixed-use, and commercial. Terms in hours.

• Term6–36 months, interest-only
• RateCall for today's pricing
• Max LTVUp to 75% of as-is value
• Loan size$100,000 – $5,000,000

New Construction & Commercial

Spec homes, infill builds, multifamily, retail, industrial. One underwriter, a network of capital sources behind them.

• Term12–36 months, extensions available
• RateCall for today's pricing
• Loan-to-costUp to 85% LTC
• Loan-to-ARV70%–75% qualifying range