Your relationship stays yours.
We don't cross-sell, re-market, or solicit your client for future business. The borrower is yours before, during and after the loan.
For mortgage brokers and referral partners
Send us the deal the algorithm sent back.
Direct private lending for your fix & flip, DSCR, bridge and construction clients. Terms in hours, your client keeps their Deal Advisor, and your relationship stays yours.
Why brokers work with Curlee
Terms in hours, not days.
You look fast because we are. A real underwriter prices the deal, so you get a straight answer the same day.
We fund what gets declined.
Credit stories, mixed-use, unusual exits, portfolios. If it pencils, we structure it — and we tell you either way, same day.
One underwriter, start to finish.
Your client gets a dedicated Deal Advisor and a free Deal Brief. You get one phone number, not a queue.
Programs you can place
Fix & Flip
- 7.5%–10.95% IO
- Up to 90% LTC
- 100% rehab — no dollar cap
- 1–24 months
Rates as of October 2026. Subject to change — call for today's pricing.
Full purchase and rehab leverage remains capped at 75% of ARV for 5+ deals completed in the last 24 months; 70% otherwise, subject to underwriting.
DSCR Rental
- Call for today's pricing
- Up to 75% LTV
- 1.0+ DSCR
- 30-year term
Available leverage varies by credit profile and property type — your Deal Advisor confirms your limit.
Bridge
- Call for today's pricing
- Up to 75% LTV
- 6–36 months
- $100K–$5M
New Construction & Commercial
- Call for today's pricing
- Up to 85% LTC
- 12–36 months
- Up to $5M
The economics
Broker compensation
50% of the 3% origination fee
You earn half the origination on every deal you place, confirmed in writing on the term sheet before your client signs.
Additional compensation is available on some structures — your broker desk contact will walk you through the full schedule on your first deal.
Credit box quick reference
Fix & Flip credit box, with DSCR leverage noted separately. Other programs have their own terms; see the program pages above.
| Loan amounts | $100,000 – $5,000,000 |
| Fix & Flip rate | 7.5% – 10.95% interest-only |
| Term | 1 – 24 months |
| Leverage | Up to 90% of purchase. 100% of rehab costs — no dollar cap. Subject to the borrower's LTARV cap and $5M maximum loan |
| DSCR max LTV | Up to 75% LTV. Your exact limit depends on credit profile and property type — single family, condo, or 2–4 units — and is confirmed by your Deal Advisor. |
| Max LTARV | 75% of ARV for 5+ deals completed in the last 24 months; 70% otherwise. Credit does not determine the tier. Indicative tier; final leverage is set by underwriting. |
| Origination fee | 3% origination fee |
| Appraisal | Not required on fix & flip. Property photos and a construction budget instead. |
| Minimum FICO | 660 |
| Minimum property value | $100,000 |
| Doc requirements | No income verification, no tax returns. Soft credit pull only. We never pull hard credit or affect your client's score. |
| Prepayment penalty | None |
| States | Texas · Florida · Tennessee · Georgia · Alabama · Arkansas · North Carolina · South Carolina · Missouri · Kentucky · Mississippi · Virginia · Pennsylvania · Ohio · Louisiana · Washington DC |
Rates as of October 2026. Subject to change — call for today's pricing.
Minimum FICO is 660 — lower than most national platforms, which start at 680. If your client was declined on credit elsewhere, send it anyway.
How to submit a deal
- 01
Send the basics
Property address, purchase price, rehab budget, ARV, borrower credit range and experience.
- 02
We price it
A real underwriter reviews and returns terms, usually the same day.
- 03
Your client gets a Deal Brief
Free written market and underwriting analysis, delivered through you.
- 04
Close
Typically within days, with one point of contact the whole way.
Broker FAQ
Broker desk
Submit a deal
Send the scenario. We'll price the file, not the checkbox.
Talk to our broker deskThe big platforms give your client a portal. We give you a phone number.
Curlee Capital LLC is not a registered broker-dealer or investment adviser. All loans are for non-owner-occupied investment properties only. Rates and terms subject to underwriting and change without notice.