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Curlee Capital
Why Curlee

Deal calculators & guides

Tools that tell you the truth about a deal.

Same math our underwriters run. No signup, no email wall, no lead magnet nonsense.

AI Loan Program Matcher

A potential program fit and questions for your underwriter.

Explore your deal

Deal calculators

Fix & Flip Deal Analyzer

Every fix & flip deal is priced off its after-repair value. Enter your ARV and we'll show you exactly what we can fund — and what it takes if your deal is over the line.

Your borrower profile — experience drives leverage

Your maximum leverage: 70% of ARV — standard tier. Five completed deals in the last 24 months unlocks 75%.

Tier shown is indicative. Final leverage is set by underwriting and may consider the full file.

Requested loan / ARV · LTARV

69.0%

69.0% — inside your 70% limit

70%75%

At the top of your tier

This is inside your 70% limit, but within five percentage points of the edge — your Deal Advisor will confirm final terms.

Requested at 90% purchase + 100% rehab: $345,000
Fundable after your 70% LTARV and $5M limits: $345,000

Max offer at your ARV
$305,556
The most you can pay and still finance at full Curlee leverage.
Total loan
$345,000
Cash to close
$43,850
Holding cost
$18,888
Projected profit
$60,763
Cash-on-cash ROI
138.6%
Profit margin / ARV
12.2%
  • Curlee loan · $345,000
  • Cash to close · $43,850
  • Projected profit · $60,763
Total project cost$375,000
Curlee loan$345,000
After-repair value$500,000
Projected profit$60,763

Rates as of October 2026. Subject to change — call for today's pricing.

Estimates include 3% origination, 7% selling costs, and 1% annual taxes/insurance. Not a commitment to lend.
No appraisal required on fix & flip — we use your photos and construction budget. ARV estimates here are for planning; your underwriter confirms value.

DSCR Calculator

Rent divided by PITIA on a 30-year amortization. Up to 75% LTV. Your exact limit depends on credit profile and property type — single family, condo, or 2–4 units — and is confirmed by your Deal Advisor. Maximum loan: $5,000,000.

DSCR

0.97

Below coverage

A Curlee underwriter can help structure this — interest-only, more down, or a different exit.

Estimated PITIA payment: $2,470/mo

Guides for investors

Short, useful, and free of banker jargon.

Understanding DSCR

Debt service coverage ratio is rent divided by debt payment. Here is how lenders use it and how to move it.

Read the guide

What is a Fix & Flip loan?

Short-term, interest-only financing secured by the property and its after-repair value — sized on the deal, not your paycheck.

Read the guide

Fix & Flip loans for beginners

Your first deal, funded: what lenders look for and the five numbers you must know cold.

Read the guide

The big platforms qualify properties. We fund investors.

Pre-approval in minutes. No hard credit pull. A real underwriter on the other end.

(512) 399-4476

Pre-approval is an estimate based on the information provided and is not a commitment to lend.