Investor journal
6 Real Estate Developer Liabilities
Review six development-risk categories: site conditions, construction, contracts, financing, compliance and exits, with practical diligence questions.
1. Site and environmental exposure
Confirm title, access, utilities, survey, geotechnical conditions and environmental issues with qualified professionals before assuming the site is ready to build.
2. Construction and contractor exposure
Review licenses, insurance, scope, schedule, change-order controls and lien releases. A contingency is a budget provision, not protection from every construction problem.
3. Contract and partnership obligations
Understand purchase deadlines, warranties, guarantees, indemnities and partner decision rights. Written agreements should say who carries a loss or funds an overrun.
4. Debt and liquidity obligations
Review maturity, interest, draws, reserves and extension conditions. Personal guarantees or recourse can extend exposure beyond the property; assess the actual note and guaranty.
5. Zoning, permitting and operating compliance
Confirm approvals, building standards, accessibility and any intended rental or operating use. Consult local authorities and licensed advisers rather than relying on a financing approval.
6. Exit and market exposure
Model slower sales, lease-up delays and a lower refinance value. These are planning risks, not a legal opinion or a claim that any particular Curlee borrower incurred a liability.
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